INDEPENDENT · BOARD-LEVEL · FIXED PRICETaking Q1 2027 engagements

Technology and AI decisionsyour board can defend.

Independent technology and AI advice for boards and owners, built on decades in regulated financial services. Fixed price. Signed.

Section 01

Where are you starting from?

Seven situations we are engaged for. Each leads to one fixed-price package with a named deliverable.

01

I have a dev quote to check

Get an independent read before you sign.

Dev Quote Review
02

I have an idea and no way to build it

Understand the realistic options, pick a path, and leave with a costed plan you can put in front of investors before anything is built.

Founder Technology Plan
04

I don’t know what AI my staff are using

Find the Shadow AI, map automated decisions, set up governance.

AI & Privacy Risk Audit
07

Nobody here owns our technology

A jumble of tools, suppliers and workflows, and no qualified person overseeing them. An independent review and a plain-English advisory report.

Business Technology Review
Section 02

What’s commencing for Australian businesses

  1. Privacy Act automated-decision transparency (APP 1.7–1.9)

    Inventory every automated or AI-assisted decision about customers or staff, and have the privacy policy disclosures drafted before 10 December 2026.

  2. Children’s Online Privacy Code

    Decide whether any service you run is likely to be used by under-18s, and if so assign an owner for the Code’s requirements.

  3. Scams Prevention Framework

    Confirm whether you are in, or a supplier to, a designated sector, and if so track the sector code that will bind you.

Register checked: . General information, not legal advice.

See the full Regulatory watch
Section 03

Why not your IT provider?

Your IT provider keeps your systems running. We tell your board what it is accountable for.

How an IT support provider and Tenet CTO differ
AreaYour IT support providerTenet CTO
Main jobKeep desktops, email, networks and Microsoft 365 runningAdvise the board on technology, AI and regulatory risk
AIRolls out tools such as Copilot or chatbotsGoverns AI use: policy, register, automated-decision disclosures
Regulated experienceRarely requiredDecades running technology in regulated financial services
Answers toYour office manager or IT leadYour board and owners
IndependenceOften resells licences and hardwareBuilds nothing, resells nothing; any partner commission disclosed in writing

We work alongside your IT provider, not instead of it.

Section 04

Fixed-price packages

A small first purchase, signature audits, then ongoing governance. Every package names its artefacts, timeframe and price before work starts.

Start here

Dev Quote Review

An independent read of an agency proposal before you sign.

Who it’s for
Non-technical founders with an agency quote in hand
Turnaround
5 business days
Price
$1,950 fixed, credited against a Blueprint
What you receive

Founder Technology Plan

A costed technology plan you can put in front of investors, grant assessors and agencies before anything is built. What gets built, in what order, and what each dollar buys.

Who it’s for
Non-technical founders raising or planning to raise, with an idea, a market and nothing built yet
Turnaround
3 weeks
Price
$4,500 fixed; half credited against a Blueprint
What you receive

Board Technology & Regulatory Briefing

Which rules apply to you, what is commencing, and the three decisions to make now.

Who it’s for
SMB boards, family company directors, founders forming a first board
Turnaround
Half day, with the summary within 5 days
Price
$3,500 fixed
What you receive

Signature audits

Business Technology Review

An independent review of the technology your business runs on, and a plain-English advisory report your board can act on.

Who it’s for
Owners and boards of businesses with no in-house technology lead
Turnaround
3 weeks
Price
From $6,500
What you receive

AI & Privacy Risk Audit

Find the Shadow AI, map automated decisions, and set up governance a board can defend.

Who it’s for
A$5M–A$50M SMB owners and boards
Turnaround
3 weeks
Price
From $7,500
What you receive

CTO Architecture Blueprint

A developer-ready specification an agency can be held to, before anyone writes code.

Who it’s for
Non-technical founders, corporate innovation labs
Turnaround
4–6 weeks
Price
From $6,500
What you receive

Ongoing

Governance Retainer

A board technology pack every quarter, and a regulatory update whenever a rule that affects you changes.

Who it’s for
Clients who have completed an audit or Blueprint
Turnaround
Ongoing
Price
$3,500 per month
What you receive

Fractional CTO

An embedded technology executive, 1–2 days a week, with board support.

Who it’s for
Scaling companies needing 1–2 days a week and board support
Turnaround
Ongoing
Price
$7,500–$12,000 per month
What you receive

Interim leadership

Full operational authority for a leadership gap or a turnaround.

Who it’s for
Leadership gaps, turnarounds
Turnaround
3–6 months
Price
Quoted to scope
What you receive

Every package names its artefacts, timeframe and price before work starts. Scope changes are quoted in writing. We never bill by the hour.All packages and pricing

Section 05

Who does the work

Figures are our own record and can be backed up on request.

25+ yrsTechnology delivery in financial services and other regulated settings
AU · UKFinancial services technology delivered in Australia and the United Kingdom

Nathan Goss

Lead adviser · Tenet CTO, a Velo Group company

Nathan Goss brings to Tenet CTO more than 25 years of technology delivery across software and financial services in Australia and the United Kingdom, much of it in highly regulated industries.

Alongside the technical review, the practice carries commercial, industry and regulatory expertise from the financial services side of the table, including a background in stockbroking: how a licensee and its clients actually operate, and what a board will be asked to account for.

The technical review, the judgement on what matters and the signature on the final document are the lead adviser’s own. Partners in the practice contribute commercial and industry input where an engagement calls for it.

Worked under
Regulatory oversight, audit, and change and incident control
Standards
SOC2, ISO 27001, Privacy Act, ASD Essential Eight
Engagement
Fixed price, fixed scope, dated delivery
Endorsement
Tenet CTO is a Velo Group company
Section 06

How we use AI

  • Drafts are produced by AI agents in days, not weeks.
  • Your adviser writes the rules and guardrails every AI tool and review agent works to.
  • Every finding is checked and signed by your adviser.
  • Client data is held only in zero-retention enterprise tooling.
How we use AI, in full
Section 07

How we work

A fixed sequence from first call to signed deliverable. You know the scope, the fee and the delivery date before work starts.

  1. Step 01

    Fit call

    A 20-minute call to understand your systems, obligations and the decision you need to make. You leave with a recommended package and a fixed price.

  2. Step 02

    Intake

    Requirements captured through structured intake and recorded discovery calls. Repositories and cloud accounts are reviewed read-only in an isolated environment and never retained.

  3. Step 03

    Review

    Your adviser works through the codebase, platform or brief against the obligations that apply, and turns the findings into the package’s deliverable, each ranked by regulatory exposure and paired with a remediation.

  4. Step 04

    Sign off

    Every deliverable passes a regulatory review against the register, then your adviser signs it and presents it to your board, investors or leadership team.

What goes into every signed deliverable

What goes into every signed deliverableCodebase and platformContracts and suppliersRegulatory registerYour board’s questionsSigned deliverable

Sample deliverable: Executive Risk Matrix

Every audit closes with an Executive Risk Matrix. CRITICAL rows come first and each row names its remediation. The rows below are an illustrative format, not a client’s findings.

Illustrative Executive Risk Matrix from the AI & Privacy Risk Audit format
CategoryIdentified riskImpactActionable remediation
Shadow AIStaff uploading client commercial contracts to personal AI tools.CRITICALDeploy an enterprise AI workspace with zero-data-retention and SSO.
Platform securityFormer staff retain access to the primary production database.CRITICALImplement a central identity provider with automated offboarding.
Data loss preventionUnencrypted payroll spreadsheets sent via external email.HIGHConfigure sensitivity labels and block unencrypted PII uploads.

Regulatory register checked: 13 October 2026.

Book a 20-minute fit call

A short call with your Tenet CTO to understand your situation. You leave with a recommended package and a fixed price, or a clear no.

Accountants, law firms, MSPs and venture funds: ask about co-branded briefings and our recommended partner programme.

contact@tenetcto.com
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Request a consultation by email. Your adviser replies within one business day with available times.

Book a 20-minute fit call